:root {
  --accent: #2563EB;
  --accent-700: #1B4FD1;
  --accent-600: #2563EB;
  --accent-50: #EEF4FF;
  --accent-100: #DCE7FF;

  --page: #F4F6FA;
  --surface: #FFFFFF;
  --surface-2: #F8FAFD;
  --ink: #0C1426;
  --ink-2: #344056;
  --muted: #6A7689;
  --line: #E6EAF1;
  --line-2: #EEF1F6;

  --good: #129A6B;
  --warn: #E0890B;

  --radius: 16px;
  --radius-sm: 12px;
  --radius-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(16, 28, 53, .06), 0 1px 1px rgba(16, 28, 53, .04);
  --shadow-md: 0 8px 24px -10px rgba(16, 28, 53, .18), 0 2px 6px rgba(16, 28, 53, .05);
  --shadow-lg: 0 24px 60px -22px rgba(16, 28, 53, .28);

  --maxw: 1200px;
  --font: 'Onest', system-ui, -apple-system, sans-serif;
  --mono: 'Spline Sans Mono', ui-monospace, monospace;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--font);
  background: var(--page);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  line-height: 1.45;
}
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; }
img { display: block; max-width: 100%; }
::selection { background: var(--accent-100); }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  border: none; border-radius: 12px; font-weight: 600; font-size: 15px;
  padding: 12px 20px; transition: background .15s, transform .06s, box-shadow .15s, color .15s;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-700); }
.btn-ghost { background: var(--surface); color: var(--ink); border: 1px solid var(--line); }
.btn-ghost:hover { border-color: #cdd5e2; background: var(--surface-2); }
.btn-soft { background: var(--accent-50); color: var(--accent-700); }
.btn-soft:hover { background: var(--accent-100); }
.btn-lg { padding: 16px 28px; font-size: 16px; border-radius: 14px; }
.btn-block { width: 100%; }

.eyebrow {
  font-family: var(--mono); font-size: 12px; letter-spacing: .12em; text-transform: uppercase;
  color: var(--accent-700); font-weight: 500;
}
.section { padding: 64px 0; }
.section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: 28px; }
.section-head h2 { font-size: 30px; line-height: 1.1; letter-spacing: -.02em; margin: 8px 0 0; font-weight: 700; }
.section-head p { color: var(--muted); margin: 8px 0 0; max-width: 520px; }
.link-more { color: var(--accent-700); font-weight: 600; font-size: 15px; display: inline-flex; align-items: center; gap: 6px; }
.link-more:hover { gap: 9px; }

.pill { display: inline-flex; align-items: center; gap: 6px; padding: 5px 11px; border-radius: 999px; font-size: 12.5px; font-weight: 600; }
.pill-good { background: #E6F5EE; color: var(--good); }
.pill-soft { background: var(--accent-50); color: var(--accent-700); }
.pill-line { background: transparent; border: 1px solid var(--line); color: var(--muted); }

.ph {
  background:
    repeating-linear-gradient(135deg, #eef1f7 0 10px, #e7ebf3 10px 20px);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  color: #9aa6ba; font-family: var(--mono); font-size: 11px; letter-spacing: .04em;
}

.topbar { background: var(--ink); color: #C7D0E0; font-size: 13px; }
.topbar .wrap { display: flex; align-items: center; justify-content: space-between; height: 38px; }
.topbar a { color: #C7D0E0; }
.topbar a:hover { color: #fff; }
.topbar-nav { display: flex; gap: 22px; align-items: center; }
.topbar-right { display: flex; gap: 18px; align-items: center; }

.header { background: var(--surface); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 40; }
.header .wrap { display: flex; align-items: center; gap: 28px; height: 68px; }
.logo { display: inline-flex; align-items: center; font-weight: 800; font-size: 20px; line-height: 1; letter-spacing: -.02em; color: var(--ink); }
.logo-text { white-space: nowrap; letter-spacing: -.02em; }
.logo b { color: var(--accent); font-weight: 800; }
.mainnav { display: flex; gap: 4px; align-items: center; margin-left: 8px; }
.mainnav a { padding: 9px 13px; border-radius: 10px; font-size: 15px; font-weight: 500; color: var(--ink-2); }
.mainnav a:hover { background: var(--surface-2); color: var(--ink); }
.header-right { margin-left: auto; display: flex; align-items: center; gap: 12px; }
.icon-btn { width: 40px; height: 40px; border-radius: 11px; border: 1px solid var(--line); background: var(--surface); display: grid; place-items: center; color: var(--ink-2); }
.icon-btn:hover { background: var(--surface-2); }

.seg { display: inline-flex; background: var(--surface-2); border: 1px solid var(--line); border-radius: 11px; padding: 3px; }
.seg button { border: none; background: transparent; padding: 7px 14px; border-radius: 8px; font-size: 14px; font-weight: 600; color: var(--muted); }
.seg button.on { background: var(--surface); color: var(--ink); box-shadow: var(--shadow-sm); }

.hero { background: linear-gradient(180deg, #fff 0%, var(--page) 100%); padding: 52px 0 0; position: relative; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 40px; align-items: center; }
.hero h1 { font-size: 52px; line-height: 1.02; letter-spacing: -.03em; margin: 14px 0 18px; font-weight: 800; }
.hero h1 span { color: var(--accent); }
.hero-sub { font-size: 18px; color: var(--ink-2); max-width: 480px; margin: 0 0 26px; }
.hero-stats { display: flex; gap: 32px; margin-top: 30px; }
.hero-stats .num { font-size: 28px; font-weight: 800; letter-spacing: -.02em; }
.hero-stats .lbl { font-size: 13px; color: var(--muted); }
.hero-art { position: relative; height: 380px; }

.heroart { position: absolute; inset: 0; }
.ha-glow { position: absolute; width: 340px; height: 340px; border-radius: 50%; right: -30px; top: 10px;
  background: radial-gradient(circle, var(--accent-100) 0%, transparent 68%); filter: blur(6px); }

.ha-card { position: absolute; background: var(--surface); border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow-lg); }

.ha-main { width: 290px; right: 18px; top: 40px; padding: 20px; z-index: 3; animation: haFloat 6s ease-in-out infinite; }
.ha-main-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 16px; }
.ha-chip { background: var(--accent-50); color: var(--accent-700); font-size: 12px; font-weight: 700; padding: 5px 11px; border-radius: 999px; }
.ha-bankrow { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.ha-logo { width: 44px; height: 44px; border-radius: 12px; background: var(--ink); color: #fff; font-weight: 800; font-size: 18px; display: grid; place-items: center; }
.ha-bname { font-weight: 700; font-size: 16px; }
.ha-bsub { font-size: 12.5px; color: var(--muted); margin-top: 2px; }
.ha-rate { display: flex; align-items: flex-end; justify-content: space-between; padding: 14px 0; border-top: 1px solid var(--line-2); border-bottom: 1px solid var(--line-2); margin-bottom: 16px; }
.ha-rate-v { font-size: 30px; font-weight: 800; letter-spacing: -.02em; color: var(--accent-700); line-height: 1; }
.ha-rate-l { font-size: 12.5px; color: var(--muted); margin-top: 5px; }
.ha-spark { display: flex; align-items: flex-end; gap: 5px; height: 48px; }
.ha-spark span { width: 7px; border-radius: 3px; background: var(--accent-100); }
.ha-spark span:last-child { background: var(--accent); }
.ha-cta { background: var(--accent); color: #fff; text-align: center; font-weight: 600; font-size: 14.5px; padding: 12px; border-radius: 12px; }

.ha-side { width: 220px; left: 0; top: 150px; padding: 16px; z-index: 2; animation: haFloat 6s ease-in-out infinite .8s; }
.ha-side-row { display: flex; align-items: center; gap: 9px; padding: 8px 0; }
.ha-side-row.dim { opacity: .5; }
.ha-side-row + .ha-side-row { border-top: 1px solid var(--line-2); }
.ha-dot { width: 12px; height: 12px; border-radius: 4px; flex-shrink: 0; }
.ha-side-name { font-size: 13.5px; font-weight: 600; }
.ha-side-val { margin-left: auto; font-size: 13.5px; font-weight: 700; color: var(--ink-2); }

.ha-badge { position: absolute; left: 6px; top: 36px; z-index: 4; background: var(--surface); border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow-md); padding: 11px 15px 11px 12px; display: flex; align-items: center; gap: 11px; animation: haFloat 5s ease-in-out infinite .4s; }
.ha-badge-ic { width: 34px; height: 34px; border-radius: 10px; background: #E6F5EE; color: var(--good); display: grid; place-items: center; }
.ha-badge-t { font-size: 13.5px; font-weight: 700; }
.ha-badge-s { font-size: 12px; color: var(--muted); }

.ha-pill { position: absolute; right: 40px; bottom: 18px; z-index: 4; background: var(--ink); color: #fff; font-size: 12.5px; font-weight: 600; padding: 9px 14px; border-radius: 999px; display: flex; align-items: center; gap: 7px; box-shadow: var(--shadow-md); animation: haFloat 5.5s ease-in-out infinite .2s; }
.ha-pill svg { color: #6EE7B7; }

@keyframes haFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
@media (prefers-reduced-motion: reduce) { .ha-main, .ha-side, .ha-badge, .ha-pill { animation: none; } }

.searchcard { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); padding: 10px; margin: 38px 0 -56px; position: relative; z-index: 5; }
.tabs { display: flex; gap: 2px; overflow-x: auto; padding: 4px; scrollbar-width: none; }
.tabs::-webkit-scrollbar { display: none; }
.tab { display: inline-flex; align-items: center; gap: 8px; padding: 11px 16px; border-radius: 12px; border: none; background: transparent; font-size: 14.5px; font-weight: 600; color: var(--muted); white-space: nowrap; transition: background .14s, color .14s; }
.tab:hover { background: var(--surface-2); color: var(--ink-2); }
.tab.on { background: var(--accent); color: #fff; }
.tab.on svg { color: #fff; }
.tab svg { color: var(--accent); }
.tab.on:hover { background: var(--accent-700); }

.searchform { padding: 14px 12px 12px; display: grid; gap: 12px; grid-template-columns: var(--cols, 1fr 1fr 1fr auto); align-items: end; }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.field label { font-size: 12.5px; color: var(--muted); font-weight: 600; padding-left: 2px; }
.field .control {
  height: 52px; border: 1px solid var(--line); border-radius: 12px; background: var(--surface-2);
  padding: 0 14px; font-size: 15px; color: var(--ink); font-family: inherit; font-weight: 500;
  display: flex; align-items: center; gap: 8px; width: 100%;
}
.field select.control, .field input.control { appearance: none; }
.field .control:focus { outline: none; border-color: var(--accent); background: #fff; box-shadow: 0 0 0 4px var(--accent-50); }
.field select.control { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%236A7689' stroke-width='2'%3E%3Cpath d='M4 6l4 4 4-4'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; }
.searchform .btn { height: 52px; }
.search-foot { display: flex; align-items: center; gap: 16px; padding: 2px 14px 12px; flex-wrap: wrap; }
.search-foot .hint { font-size: 13px; color: var(--muted); }
.chips { display: flex; gap: 8px; flex-wrap: wrap; }
.chip { padding: 6px 12px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); font-size: 13px; font-weight: 500; color: var(--ink-2); }
.chip:hover { border-color: var(--accent); color: var(--accent-700); }

.partners { padding: 88px 0 26px; }
.partners .lbl { text-align: center; font-size: 13px; color: var(--muted); margin-bottom: 18px; }
.partner-row { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; }
.partner { height: 40px; padding: 0 18px; border-radius: 11px; border: 1px solid var(--line); background: var(--surface); display: flex; align-items: center; gap: 8px; font-weight: 700; color: var(--ink-2); font-size: 15px; }
.partner .dot { width: 16px; height: 16px; border-radius: 5px; }

.cat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cat-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; transition: box-shadow .16s, border-color .16s, transform .16s; position: relative; overflow: hidden; }
.cat-card:hover { box-shadow: var(--shadow-md); border-color: transparent; transform: translateY(-3px); }
.cat-ic { width: 48px; height: 48px; border-radius: 13px; background: var(--accent-50); color: var(--accent-700); display: grid; place-items: center; margin-bottom: 16px; }
.cat-card h3 { font-size: 17px; margin: 0 0 5px; font-weight: 700; letter-spacing: -.01em; }
.cat-card p { font-size: 13.5px; color: var(--muted); margin: 0 0 14px; }
.cat-card .cat-rate { font-size: 13px; font-weight: 600; color: var(--ink-2); display: flex; align-items: center; gap: 6px; }
.cat-card .cat-rate b { color: var(--accent-700); }
.cat-card .arrow { position: absolute; top: 22px; right: 22px; color: #C2CBDA; transition: color .16s, transform .16s; }
.cat-card:hover .arrow { color: var(--accent); transform: translate(2px,-2px); }

.offers { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.offer-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 22px; }
.offer-tab { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); font-size: 14px; font-weight: 600; color: var(--ink-2); }
.offer-tab:hover { border-color: #cdd5e2; }
.offer-tab.on { background: var(--ink); color: #fff; border-color: var(--ink); }

.offer-toolbar { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; flex-wrap: wrap; }
.filter-chips { display: flex; gap: 8px; flex-wrap: wrap; }
.fchip { padding: 7px 13px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); font-size: 13.5px; font-weight: 600; color: var(--ink-2); display: inline-flex; align-items: center; gap: 7px; }
.fchip:hover { border-color: var(--accent); }
.fchip.on { background: var(--accent-50); border-color: var(--accent); color: var(--accent-700); }
.fchip .x { opacity: .6; }
.sort { margin-left: auto; display: flex; align-items: center; gap: 8px; font-size: 13.5px; color: var(--muted); }
.sort select { border: 1px solid var(--line); border-radius: 10px; padding: 8px 30px 8px 12px; font-family: inherit; font-size: 13.5px; font-weight: 600; color: var(--ink); background: var(--surface) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='none' stroke='%236A7689' stroke-width='2'%3E%3Cpath d='M3 5l4 4 4-4'/%3E%3C/svg%3E") no-repeat right 10px center; appearance: none; }

.offer-list { display: flex; flex-direction: column; gap: 12px; }
.offer-row {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 20px 22px; display: grid; grid-template-columns: 230px 1fr 200px; gap: 22px; align-items: center;
  transition: box-shadow .16s, border-color .16s;
}
.offer-row:hover { box-shadow: var(--shadow-md); border-color: transparent; }
.offer-bank { display: flex; align-items: center; gap: 13px; min-width: 0; }
.bank-logo { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; color: #fff; font-weight: 800; font-size: 17px; flex-shrink: 0; }
.offer-bank .bn { font-weight: 700; font-size: 15.5px; line-height: 1.2; }
.offer-bank .bp { font-size: 12.5px; color: var(--muted); display: flex; align-items: center; gap: 5px; margin-top: 3px; }
.offer-specs { display: flex; gap: 30px; }
.spec .sv { font-size: 19px; font-weight: 800; letter-spacing: -.01em; }
.spec .sv b { color: var(--accent-700); font-weight: 800; }
.spec .sl { font-size: 12.5px; color: var(--muted); margin-top: 2px; }
.offer-cta { display: flex; flex-direction: column; gap: 7px; }
.offer-cta .rating { display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--muted); justify-content: center; }
.star { color: #F5A623; }
.empty { text-align: center; padding: 50px; color: var(--muted); border: 1px dashed var(--line); border-radius: var(--radius); }

.rate-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 16px; }
.collection {
  border-radius: var(--radius-lg); padding: 26px; color: #fff; position: relative; overflow: hidden;
  display: flex; flex-direction: column; min-height: 220px; background: var(--ink);
}
.collection.feat { grid-row: span 2; background: linear-gradient(150deg, var(--accent) 0%, var(--accent-700) 100%); min-height: 0; }
.collection .ctag { font-family: var(--mono); font-size: 11.5px; letter-spacing: .1em; text-transform: uppercase; opacity: .8; }
.collection h3 { font-size: 22px; margin: 10px 0 8px; line-height: 1.12; font-weight: 700; letter-spacing: -.01em; }
.collection.feat h3 { font-size: 30px; }
.collection p { font-size: 14px; opacity: .85; margin: 0; max-width: 320px; }
.collection .clink { margin-top: auto; padding-top: 18px; font-weight: 600; display: inline-flex; align-items: center; gap: 7px; }
.coll-list { margin-top: 18px; display: flex; flex-direction: column; gap: 10px; }
.coll-item { display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,.12); border-radius: 12px; padding: 10px 12px; backdrop-filter: blur(4px); }
.coll-item .ci-logo { width: 34px; height: 34px; border-radius: 9px; background: #fff; display: grid; place-items: center; font-weight: 800; font-size: 13px; }
.coll-item .ci-name { font-weight: 600; font-size: 14px; }
.coll-item .ci-val { margin-left: auto; font-weight: 700; font-size: 14px; }

.art-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.art-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: box-shadow .16s, transform .16s; }
.art-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.art-card .art-img { height: 168px; }
.art-card .art-body { padding: 18px 20px 22px; }
.art-card .art-cat { font-size: 12px; font-weight: 600; color: var(--accent-700); }
.art-card h3 { font-size: 17.5px; margin: 8px 0 0; line-height: 1.25; font-weight: 700; letter-spacing: -.01em; }
.art-card .art-meta { font-size: 12.5px; color: var(--muted); margin-top: 12px; display: flex; gap: 10px; }

.faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 40px; align-items: start; }
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq-item { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; transition: border-color .16s; }
.faq-item.open { border-color: var(--accent); }
.faq-q { width: 100%; text-align: left; background: none; border: none; padding: 18px 22px; font-size: 16px; font-weight: 600; color: var(--ink); display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.faq-ic { flex-shrink: 0; width: 28px; height: 28px; border-radius: 8px; background: var(--surface-2); display: grid; place-items: center; color: var(--accent-700); transition: transform .2s, background .2s; }
.faq-item.open .faq-ic { transform: rotate(45deg); background: var(--accent); color: #fff; }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .26s ease; }
.faq-a-inner { padding: 0 22px 20px; color: var(--ink-2); font-size: 14.5px; line-height: 1.6; }

.cta-band { background: var(--ink); color: #fff; border-radius: var(--radius-lg); padding: 48px 52px; display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; position: relative; overflow: hidden; }
.cta-band h2 { font-size: 30px; margin: 0 0 8px; letter-spacing: -.02em; }
.cta-band p { margin: 0; color: #AEB9CD; max-width: 460px; }
.cta-glow { position: absolute; width: 360px; height: 360px; border-radius: 50%; background: radial-gradient(circle, var(--accent) 0%, transparent 65%); opacity: .5; right: -60px; top: -120px; }

.footer { background: var(--surface); border-top: 1px solid var(--line); padding: 56px 0 32px; margin-top: 0; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr 1fr; gap: 28px; }
.foot-col h4 { font-size: 13px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); margin: 0 0 14px; font-weight: 600; }
.foot-col a { display: block; font-size: 14.5px; color: var(--ink-2); padding: 5px 0; }
.footer .logo { display: inline-flex; font-size: 20px; padding: 0; margin: 0 0 14px; color: var(--ink); }
.foot-col a:hover { color: var(--accent-700); }
.foot-about p { font-size: 14px; color: var(--muted); margin: 14px 0 0; max-width: 280px; line-height: 1.55; }
.foot-bottom { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--line); font-size: 13px; color: var(--muted); flex-wrap: wrap; }

.cur-strip { display: flex; gap: 16px; align-items: center; padding-right: 4px; margin-right: 4px; border-right: 1px solid rgba(255,255,255,.14); }
.cur { display: inline-flex; align-items: center; gap: 6px; font-size: 12.5px; color: #C7D0E0; }
.cur b { color: #fff; font-weight: 700; }
.cur i { font-style: normal; font-size: 11px; }
.cur i.up { color: #4ADE80; }
.cur i.dn { color: #F87171; }

.navitem { border: none; background: transparent; padding: 9px 13px; border-radius: 10px; font-size: 15px; font-weight: 500; color: var(--ink-2); display: inline-flex; align-items: center; gap: 5px; font-family: inherit; }
.navitem:hover, .navitem.on { background: var(--surface-2); color: var(--ink); }
.navitem svg { transition: transform .18s; }
.navitem.on svg { transform: rotate(180deg); }

.megapanel { position: absolute; left: 0; right: 0; top: 100%; background: var(--surface); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-lg);
  opacity: 0; visibility: hidden; transform: translateY(-8px); transition: opacity .16s, transform .16s, visibility .16s; }
.megapanel.open { opacity: 1; visibility: visible; transform: translateY(0); }
.mega-inner { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr 1fr 1.1fr; gap: 28px; padding: 28px 24px 32px; align-items: start; }
.mega-col h4 { font-size: 12px; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); margin: 0 0 12px; font-weight: 600; }
.mega-col a { display: block; font-size: 14.5px; color: var(--ink-2); padding: 6px 0; font-weight: 500; }
.mega-col a:hover { color: var(--accent-700); }
.mega-promo { background: linear-gradient(150deg, var(--accent) 0%, var(--accent-700) 100%); color: #fff; border-radius: var(--radius); padding: 22px; display: flex; flex-direction: column; }
.mega-promo .btn-soft { background: rgba(255,255,255,.18); color: #fff; }
.mega-promo .btn-soft:hover { background: rgba(255,255,255,.28); }

.monitor { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.mon-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.mon-card { border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 26px; background: var(--surface-2); }
.mon-head { display: flex; align-items: baseline; justify-content: space-between; gap: 14px; flex-wrap: wrap; }
.mon-head h3 { font-size: 20px; margin: 0; font-weight: 700; letter-spacing: -.01em; }
.mon-note { font-size: 12.5px; color: var(--muted); }
.mon-terms { display: inline-flex; background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 4px; margin: 18px 0 20px; gap: 2px; flex-wrap: wrap; }
.mon-term { border: none; background: transparent; padding: 8px 16px; border-radius: 9px; font-size: 13.5px; font-weight: 600; color: var(--muted); font-family: inherit; }
.mon-term.on { background: var(--accent); color: #fff; }
.mon-rates { display: flex; flex-direction: column; gap: 2px; }
.mon-rate { display: flex; align-items: center; justify-content: space-between; padding: 12px 4px; border-bottom: 1px solid var(--line-2); }
.mon-rate:last-child { border-bottom: none; }
.mon-val { font-size: 22px; font-weight: 800; letter-spacing: -.02em; }
.mon-rate:first-child .mon-val { color: var(--accent-700); }
.bsq { border-radius: 8px; display: grid; place-items: center; font-weight: 800; flex-shrink: 0; }
.mon-foot { display: flex; align-items: center; gap: 16px; margin-top: 22px; flex-wrap: wrap; }
.mon-cta-sub { font-size: 13px; color: var(--muted); max-width: 200px; line-height: 1.35; }

.offer-row { grid-template-columns: 250px 1fr 200px; }
.cmp-check { position: relative; display: inline-flex; cursor: pointer; flex-shrink: 0; }
.cmp-check input { position: absolute; opacity: 0; width: 0; height: 0; }
.cmp-box { width: 24px; height: 24px; border-radius: 7px; border: 1.5px solid var(--line); background: var(--surface); display: grid; place-items: center; color: #fff; transition: background .14s, border-color .14s; }
.cmp-box svg { opacity: 0; transition: opacity .12s; }
.cmp-check input:checked + .cmp-box { background: var(--accent); border-color: var(--accent); }
.cmp-check input:checked + .cmp-box svg { opacity: 1; }
.offer-row.picked { border-color: var(--accent); box-shadow: 0 0 0 1px var(--accent); }

.cmp-bar { position: sticky; bottom: 0; z-index: 30; margin-top: 18px; }
.cmp-bar-inner { background: var(--ink); color: #fff; border-radius: 16px; box-shadow: var(--shadow-lg); padding: 14px 22px; display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 8px; flex-wrap: wrap; }
.cmp-bar-left { display: flex; align-items: center; gap: 14px; font-size: 14.5px; color: #C7D0E0; }
.cmp-bar-count { width: 30px; height: 30px; border-radius: 9px; background: var(--accent); color: #fff; display: grid; place-items: center; font-weight: 800; }
.cmp-bar-logos { display: flex; gap: 6px; }
.cmp-bar-logos .bank-logo { width: 30px; height: 30px; border-radius: 8px; box-shadow: 0 0 0 2px var(--ink); }
.cmp-bar-actions { display: flex; gap: 10px; }
.cmp-bar-actions .btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.2); }
.cmp-bar-actions .btn-ghost:hover { background: rgba(255,255,255,.1); }
.cmp-bar-actions .btn-primary:disabled { opacity: .45; cursor: default; }

.cmp-overlay { position: fixed; inset: 0; z-index: 60; background: rgba(12,20,38,.5); backdrop-filter: blur(3px); display: grid; place-items: center; padding: 24px; }
.cmp-modal { background: var(--surface); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); width: min(960px, 100%); max-height: 88vh; display: flex; flex-direction: column; overflow: hidden; }
.cmp-modal-head { display: flex; align-items: center; justify-content: space-between; padding: 24px 28px; border-bottom: 1px solid var(--line); }
.cmp-modal-head h3 { margin: 6px 0 0; font-size: 22px; letter-spacing: -.01em; }
.cmp-scroll { overflow: auto; padding: 8px 28px 28px; }
.cmp-table { width: 100%; border-collapse: collapse; }
.cmp-table th, .cmp-table td { padding: 14px 12px; text-align: center; vertical-align: middle; border-bottom: 1px solid var(--line-2); }
.cmp-rowlabel { text-align: left !important; font-size: 13px; color: var(--muted); font-weight: 600; white-space: nowrap; width: 150px; }
.cmp-strong { font-size: 16px; font-weight: 700; }
.cmp-bankrow td { border-bottom: 1px solid var(--line); }
.cmp-bankcell { display: flex; flex-direction: column; align-items: center; gap: 8px; position: relative; }
.cmp-bankname { font-weight: 700; font-size: 14.5px; }
.cmp-remove { position: absolute; top: -6px; right: -6px; width: 24px; height: 24px; border-radius: 50%; border: 1px solid var(--line); background: var(--surface); color: var(--muted); display: grid; place-items: center; }
.cmp-remove:hover { color: var(--ink); border-color: #cdd5e2; }

.calc { display: grid; grid-template-columns: 1.2fr .9fr; gap: 24px; }
.calc-controls { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; }
.calc-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 26px; }
.calc-tab { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); font-size: 14px; font-weight: 600; color: var(--ink-2); font-family: inherit; }
.calc-tab.on { background: var(--ink); color: #fff; border-color: var(--ink); }
.calc-field { margin-bottom: 26px; }
.calc-field:last-child { margin-bottom: 0; }
.calc-field-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.calc-field-top label { font-size: 14px; color: var(--muted); font-weight: 600; }
.calc-num { font-size: 19px; font-weight: 800; letter-spacing: -.01em; }
.calc-field input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 999px; outline: none;
  background: linear-gradient(to right, var(--accent) 0 var(--p, 50%), var(--line) var(--p, 50%) 100%); }
.calc-field input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 2px solid var(--accent); box-shadow: var(--shadow-md); cursor: pointer; }
.calc-field input[type=range]::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 2px solid var(--accent); box-shadow: var(--shadow-md); cursor: pointer; }

.calc-result { background: linear-gradient(160deg, var(--ink) 0%, #16223c 100%); color: #fff; border-radius: var(--radius-lg); padding: 28px; display: flex; flex-direction: column; }
.calc-main { padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,.12); }
.calc-main-l { font-size: 14px; color: #AEB9CD; }
.calc-main-v { font-size: 38px; font-weight: 800; letter-spacing: -.02em; margin-top: 6px; }
.calc-subs { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; padding: 20px 0 22px; }
.cs-v { font-size: 19px; font-weight: 700; }
.cs-l { font-size: 12.5px; color: #AEB9CD; margin-top: 3px; }
.calc-result .btn { margin-top: auto; }
.calc-disc { font-size: 12px; color: #8A97AE; margin-top: 14px; line-height: 1.4; }

.reviews-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 24px; align-items: start; }
.rating-board { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 10px 20px 14px; }
.rb-head { display: flex; align-items: baseline; justify-content: space-between; padding: 16px 0 8px; }
.rb-head span:first-child { font-weight: 700; font-size: 16px; }
.rb-sub { font-size: 12.5px; color: var(--muted); }
.rb-row { display: flex; align-items: center; gap: 12px; padding: 14px 0; border-top: 1px solid var(--line-2); }
.rb-num { width: 20px; font-weight: 800; color: var(--muted); font-size: 14px; text-align: center; }
.rb-info { flex: 1; min-width: 0; }
.rb-name { font-weight: 700; font-size: 14.5px; }
.rb-tag { font-size: 12px; color: var(--accent-700); margin-top: 2px; }
.rb-score { text-align: right; }
.rb-val { font-weight: 800; font-size: 15px; display: flex; align-items: center; gap: 5px; justify-content: flex-end; }
.rb-cnt { font-size: 11.5px; color: var(--muted); margin-top: 2px; }

.review-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.review-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; display: flex; flex-direction: column; }
.rc-top { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.rc-id { flex: 1; min-width: 0; }
.rc-author { font-weight: 700; font-size: 14.5px; }
.rc-role { font-size: 12px; color: var(--muted); margin-top: 1px; }
.stars { display: inline-flex; gap: 2px; }
.star-off { color: #D8DEE9; }
.rc-text { font-size: 13.5px; color: var(--ink-2); line-height: 1.55; margin: 12px 0 16px; flex: 1; }
.rc-meta { display: flex; align-items: center; justify-content: space-between; font-size: 12px; color: var(--muted); }

.security-sec .wrap { }
.security-band { background: var(--ink); color: #fff; border-radius: var(--radius-lg); padding: 44px; display: grid; grid-template-columns: .8fr 2fr; gap: 36px; position: relative; overflow: hidden; }
.sec-intro h2 { font-size: 28px; letter-spacing: -.02em; margin: 10px 0 12px; }
.sec-intro p { color: #AEB9CD; margin: 0 0 20px; font-size: 14.5px; line-height: 1.55; }
.sec-badges { display: flex; gap: 10px; flex-wrap: wrap; }
.sec-badge { display: inline-flex; align-items: center; gap: 7px; font-size: 12.5px; font-weight: 600; background: rgba(255,255,255,.1); padding: 8px 13px; border-radius: 999px; }
.sec-badge svg { color: #6EE7B7; }
.sec-cols { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; }
.sec-col .sec-ic { width: 40px; height: 40px; border-radius: 11px; background: rgba(255,255,255,.1); display: grid; place-items: center; color: var(--accent-100); margin-bottom: 14px; }
.sec-col h4 { font-size: 15px; margin: 0 0 12px; font-weight: 700; }
.sec-col ul { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 10px; }
.sec-col li { font-size: 13px; color: #C7D0E0; line-height: 1.45; padding-left: 18px; position: relative; }
.sec-col li::before { content: ''; position: absolute; left: 0; top: 7px; width: 6px; height: 6px; border-radius: 50%; background: var(--accent); }

.store-row { display: flex; gap: 10px; margin-top: 20px; flex-wrap: wrap; }
.store-btn { display: inline-flex; align-items: center; gap: 7px; background: rgba(255,255,255,.12); color: #fff; font-size: 13.5px; font-weight: 600; padding: 11px 16px; border-radius: 12px; }
.store-btn:hover { background: rgba(255,255,255,.2); }
.qr-card { position: relative; display: flex; align-items: center; gap: 16px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 16px; padding: 16px; }
.qr-ph { width: 104px; height: 104px; background: #fff; border-radius: 12px; padding: 8px; flex-shrink: 0; }
.qr-grid { width: 100%; height: 100%; display: grid; grid-template-columns: repeat(8, 1fr); grid-template-rows: repeat(8, 1fr); gap: 1px; }
.qr-grid span { border-radius: 1px; }
.qr-cap { font-size: 13px; color: #C7D0E0; line-height: 1.4; }

.seo-sec { background: var(--surface-2); border-top: 1px solid var(--line); padding: 52px 0; }
.seo-title { font-size: 15px; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); margin: 0 0 24px; font-weight: 600; }
.seo-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px 24px; }
.seo-col h4 { font-size: 14.5px; font-weight: 700; margin: 0 0 12px; }
.seo-col ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 8px; }
.seo-col a { font-size: 13px; color: var(--muted); }
.seo-col a:hover { color: var(--accent-700); }

@media (max-width: 1080px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-art { display: none; }
  .rate-grid { grid-template-columns: 1fr 1fr; }
  .collection.feat { grid-row: auto; grid-column: span 2; }
  .foot-grid { grid-template-columns: 1fr 1fr 1fr; }
  .mon-grid { grid-template-columns: 1fr; }
  .calc { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .security-band { grid-template-columns: 1fr; gap: 28px; }
  .seo-grid { grid-template-columns: repeat(3, 1fr); }
  .mega-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .hero h1 { font-size: 40px; }
  .cat-grid { grid-template-columns: 1fr 1fr; }
  .art-grid { grid-template-columns: 1fr; }
  .offer-row { grid-template-columns: 1fr; gap: 16px; }
  .offer-specs { gap: 22px; }
  .faq-grid { grid-template-columns: 1fr; }
  .mainnav, .topbar { display: none; }
  .searchform { grid-template-columns: 1fr; }
  .review-cards { grid-template-columns: 1fr; }
  .sec-cols { grid-template-columns: 1fr; }
  .seo-grid { grid-template-columns: 1fr 1fr; }
  .cmp-bar-inner { flex-direction: column; align-items: stretch; }
  .cmp-bar-actions .btn { flex: 1; }
}
@media (max-width: 560px) {
  .cat-grid { grid-template-columns: 1fr; }
  .rate-grid { grid-template-columns: 1fr; }
  .collection.feat { grid-column: auto; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 32px; }
}

.breadcrumb{max-width:var(--maxw);margin:0 auto;padding:18px 24px 0;font-size:13px;color:var(--muted)}
.breadcrumb a{color:var(--muted);text-decoration:none}
.breadcrumb a:hover{color:var(--accent)}
.breadcrumb span{margin:0 7px;opacity:.6}
.page-hero{padding:26px 0 8px}
.page-hero .eyebrow{margin-bottom:10px}
.page-hero h1{font-size:38px;line-height:1.08;letter-spacing:-.025em;margin:0 0 14px;color:var(--ink)}
.page-hero .lead{font-size:18px;line-height:1.5;color:var(--ink-2);max-width:760px;margin:0}
.page-hero .hero-rate{display:inline-flex;align-items:baseline;gap:8px;margin-top:18px;padding:10px 16px;background:var(--accent-50);border:1px solid var(--accent-100);border-radius:var(--radius-sm)}
.page-hero .hero-rate b{font-size:22px;color:var(--accent-700)}
.page-hero .hero-rate span{font-size:13px;color:var(--muted)}
.prose p{font-size:15.5px;line-height:1.65;color:var(--ink-2);margin:0 0 14px;max-width:820px}
.adv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:8px}
.adv-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm)}
.adv-card .adv-ic{width:42px;height:42px;border-radius:11px;background:var(--accent-50);color:var(--accent);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.adv-card h3{font-size:16px;margin:0 0 7px;color:var(--ink)}
.adv-card p{font-size:14px;line-height:1.55;color:var(--muted);margin:0}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:8px}
.fact{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);padding:16px 18px}
.fact .fv{font-size:19px;font-weight:700;color:var(--ink)}
.fact .fl{font-size:12.5px;color:var(--muted);margin-top:3px}
.bank-head{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.bank-head .bank-logo-lg{width:64px;height:64px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:26px;flex:none}
.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px}
.related-chip{display:flex;align-items:center;gap:10px;padding:13px 15px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);text-decoration:none;color:var(--ink);font-size:14px;font-weight:600;box-shadow:var(--shadow-sm);transition:border-color .15s}
.related-chip:hover{border-color:var(--accent-100)}
.related-chip .rc-ic{color:var(--accent);display:flex}
@media(max-width:900px){.adv-grid{grid-template-columns:1fr}.facts{grid-template-columns:repeat(2,1fr)}.page-hero h1{font-size:30px}}

.chip-on { border-color: var(--accent); color: var(--accent-700); background: var(--accent-100, var(--surface-2)); font-weight: 600; }
.tariff-table { width: 100%; border-collapse: collapse; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; }
.tariff-table th, .tariff-table td { padding: 13px 16px; font-size: 14.5px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.tariff-table tr:last-child th, .tariff-table tr:last-child td { border-bottom: none; }
.tariff-table th { width: 38%; color: var(--ink-2); font-weight: 500; background: var(--surface-2); }
.tariff-table td { color: var(--ink); font-weight: 500; }
@media (max-width: 640px) { .tariff-table th { width: 46%; } .tariff-table th, .tariff-table td { padding: 11px 12px; font-size: 13.5px; } }

.datawarn { margin: 16px 0 0; padding: 13px 16px; border-radius: var(--radius-sm);
  background: #FFF6E5; border: 1px solid #F0D9A8; color: #6B4E12;
  font-size: 14px; line-height: 1.55; max-width: 760px; }

.crit-note { margin: 10px 0 0; font-size: 13px; line-height: 1.55;
  color: var(--muted); max-width: 820px; }

.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.table-scroll .tariff-table { min-width: 100%; }
.tariff-table.cmp-wide { min-width: 940px; }
.tariff-table.cmp-wide th { width: auto; white-space: nowrap; font-size: 13px; }
.tariff-table.cmp-wide td { white-space: nowrap; font-size: 13.5px; }
.tariff-table.cmp-wide td:first-child { white-space: normal; min-width: 210px; }

.split2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.split2-col { background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow-sm); }
.split2-h { margin: 0 0 14px; font-size: 15px; }
@media (max-width: 900px) { .split2 { grid-template-columns: 1fr; } }

.marklist { margin: 0; padding: 0; list-style: none; display: flex;
  flex-direction: column; gap: 10px; }
.marklist li { position: relative; padding-left: 26px; font-size: 14px;
  line-height: 1.55; color: var(--ink-2); }
.marklist li::before { position: absolute; left: 0; top: 0; font-weight: 700; }
.marklist-yes li::before { content: '+'; color: var(--good); }
.marklist-no li::before { content: '−'; color: var(--muted); }

.bank-logo-link { display: flex; flex: none; text-decoration: none; }
.bank-logo-img { background: #fff; border: 1px solid var(--line); box-sizing: border-box;
  display: flex; align-items: center; justify-content: center; overflow: hidden; }
.bank-logo-img img { width: 100%; height: 100%; object-fit: contain; display: block; }
.bank-head .bank-logo-img { border-radius: 16px; }

.offer-bank .bp .pill { white-space: nowrap; }

.offer-badges { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 14px; }
.offer-row .offer-badges { grid-column: 1 / -1; margin-top: 2px;
  padding-top: 14px; border-top: 1px solid var(--line); }
.page-hero .offer-badges { margin-top: 16px; }
.obadge { font-size: 12.5px; line-height: 1; padding: 6px 10px; border-radius: 999px;
  border: 1px solid var(--line); background: var(--surface-2); color: var(--ink-2); white-space: nowrap; }
.obadge-good { border-color: #BFE3CB; background: #EDF8F0; color: #1E6B3A; }
.obadge-warn { border-color: #F0D9A8; background: #FFF6E5; color: #6B4E12; }

.bank-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 14px; }
.bank-card { display: flex; align-items: flex-start; gap: 14px; padding: 18px;
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  text-decoration: none; color: var(--ink); box-shadow: var(--shadow-sm);
  transition: box-shadow .16s, border-color .16s, transform .16s; }
.bank-card:hover { box-shadow: var(--shadow-md); border-color: transparent; transform: translateY(-2px); }
.bank-card-body { min-width: 0; }
.bank-card-name { font-weight: 700; font-size: 16px; line-height: 1.2; }
.bank-card-meta { font-size: 12.5px; color: var(--muted); margin-top: 4px; }
.bank-card-counts { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 10px; }

@media (max-width: 900px) {
  .offer-badges { padding-top: 12px; }
  .bank-grid { grid-template-columns: 1fr; }
}